A reverse mortgage is a special type of home loan that allows a homeowner to convert a portion of the equity in his or her home into cash. The equity built up over years of home mortgage payments can be paid to you. But unlike a traditional home equity loan or second mortgage, no repayment is required until the borrower(s) no longer lives in their home. There are no income or credit requirements. To qualify you must be 62 years of age or older, own your home, and use the home as your principal residence.

Depending on your unique financial situation, Retirement Funding Group can fit you with a reverse mortgage product that will meet your needs. Our reverse mortgage products include the FHA Home Equity Conversion Mortgage (HECM), and the Fannie Mae Home Keeper Mortgage, as well as our exclusive Financial Freedom Cash Account Advantage plan for seniors who own higher-value homes. All of these options are federally-insured private loans.